Options-Leverage without debt. Option properties with IRA funds used for the option consideration, usually $500 or $1000. Sell or assign the option to another investor for $4000 or $5000, a common investor profit on a property that has good potential gain for the final investor. Options are the best technique for IRA investments to yield large gains from small investments, without risk. A book, “Secrets of Lease Option Profits” by Jack Shea is a complete description including forms and contracts (180 pages) of the legal and tax aspects of option contracts. The book and CD containing the forms can be ordered from this publisher ($55).
Contracts-Use IRA funds for contract consideration, usually $500-$1000. Sell or assign the contract to another investor, as above. All profits go to the IRA account.
Buy & Sell Property-Buy the property with IRA funds and sell to an investor, or end user.
Wrap Loans-Borrow $98,000 at 8% interest. Loan $100,000 at 12% interest with $2000 from your IRA. The loan earns $12,000, you pay the other investor $8000 and $4000 goes to your IRA, for a $2000 investment.
Balloon Mortgage-Buy the balloon portion of a mortgage. A $25,000 balloon payment due in 15 years purchased at a 17.95% yield will cost $1,727. A payoff in 10 years will yield 7%, a payoff in 5 years will yield 54%.
Payday Loans-There are more payday loan outlets in the US than banks. A typical loan is $250. It must be paid back in two weeks at $300. That is 20% profit, 26 times a year equals 520%. You can be the friendly lender, as long as you comply with local regulations and disclosures.
Payday Loans-There are more payday loan outlets in the US than banks. A typical loan is $250. It must be paid back in two weeks at $300. That is 20% profit, 26 times a year equals 520%. You can be the friendly lender, as long as you comply with local regulations and disclosures.
Sandwich Lease-Lease a property for $750 per month and sub-lease it for $ 900 per month, that would provide $1800 a year income and would cost a month or two deposit.
Sandwich Lease-Lease a property for $750 per month and sub-lease it for $ 900 per month, that would provide $1800 a year income and would cost a month or two deposit.
And Many More-Buy Realtors Commissions, 1st Time Homebuyer Credit, Tax Returns, Car Notes, Mobile Home Notes, Home Improvement Paper, Receivables from Tradesmen, and Opportunities that you can find and develop to increase the yield on your IRA funds and to enjoy the proceeds of your efforts in the future.